Choosing between Medicare Plans can be intimidating, and our team at Prime Benefits Insurance is ready to assist you in choosing the best coverage options in Hickory.
There are a number of life events that may cause you to look into Medicare Plans. Impending retirement, your 65th birthday, or if you are already enrolled in a Medicare plan but you might like to make some changes are all reasons you may be looking at your current health insurance situation. At Prime Benefits Insurance, we know choosing the right Medicare Plans can be tricky if you are new to these plans or have trouble deciphering the changes that occur each year. That’s why we are your first resource when you need help choosing a new policy or preparing for a major life event.
Here are a few basic things we will discuss with you about the different Medicare Plans:
- Medicare – The original Medicare Plan is a fee-for-service plan that covers certain prescription drugs and many health care services. It is important to note that the original Medicare Plan does not cover all health care costs. We can discuss this with you and determine the next steps, including the addition of Medigap coverage if needed.
- Medicare Advantage – There are multiple Medicare Advantage Plans to choose from, and they may allow you to get the coverage you need without a Medigap policy. Additionally, Medicare Advantage may provide lower out-of-pocket costs and cover more healthcare services than the original Medicare Plan. It is important to note that Medicare Advantage does have some restrictions, and we can discuss this with you before you choose the policy that best meets your needs.
- Medicare Prescription Drug Plans – Medicare Prescription Drug Plans are stand-alone plans that can be added to other Medicare policies that do not offer prescription drug coverage. Once we have discussed your needs, we can determine if the addition of a Medicare Prescription Drug Plan is a good option.
Choosing between Medicare Plans can be intimidating, and our team at Prime Benefits Insurance Inc. is ready to assist you in choosing the best coverage options. Our goal is to provide the best service and the best coverage at the best price for you in Hickory, North Carolina. Contact us today to make an appointment. We look forward to working with you.